Any members engaged in agriculture or allied activities as well as members engaged in activities permitted to be classified under agriculture are eligible.This facility can be availed for a period of five years.

This loan can be availed through the security of 2 members or by the security of the land or pledging gold articles or against the Fixed Deposits.

The interest is calculated for pending amounts daily wise at a rate of 0.58 rupee per month for 100 rupees.