Personal loans can be availed up to an amount of Rs.25 lakhs against individual security or pledging Land . This type of loan can be remitted  with in an year as one time payment or in multi installment  mode for 3 or 5 year periods.

5% of the total interest will be given as a rebate for those who pay back the amount in the stipulated time. Interest rate is 13.50% for this loan. It is 1.16 rupees per month for hundred rupees.